What is Commercial General Liability Insurance?

Commercial General Liability Insurance (CGL) is a comprehensive business insurance policy that provides protection against various liability claims arising from business operations, products, and services.

This essential insurance policy covers bodily injury, property damage, personal injury, and advertising injury claims that could result in significant financial losses for your business. It protects against lawsuits from customers, vendors, and third parties.

Whether you operate a small business, retail store, restaurant, or any commercial enterprise, Elevate Insurance offers comprehensive CGL insurance policies with competitive premiums and expert legal support to protect your business assets and operations.

Commercial General Liability Coverage

Comprehensive protection for businesses against various liability claims and lawsuits.

  • Bodily injury coverage
  • Property damage protection
  • Personal injury coverage
  • Advertising injury protection
  • Product liability coverage
  • Completed operations protection
  • Medical payments coverage

Add-ons

  • Cyber Liability
  • Employment Practices
  • Professional Liability
  • Crime Coverage
  • Business Interruption
  • Equipment Breakdown
  • Pollution Liability

Benefits

  • Business protection
  • Legal defense coverage
  • Financial security
  • Expert legal support
  • Peace of mind
  • Comprehensive coverage
  • Competitive premiums

Benefits of Commercial General Liability Insurance

Business Protection

Comprehensive protection for your business against various liability claims including bodily injury and property damage.

Legal Defense Coverage

Comprehensive coverage for legal defense costs, attorney fees, and court expenses in liability lawsuits.

Settlement Protection

Coverage for settlements and judgments in liability claims, protecting business finances and operations.

Expert Legal Support

Access to experienced legal professionals and liability experts for comprehensive defense strategies.

Business Continuity

Ensures business operations continue smoothly with comprehensive liability protection and quick claim resolution.

Why You Need Commercial General Liability Insurance?

Commercial General Liability Insurance is essential for any business operation. Here's why having comprehensive CGL insurance is crucial:

Business Protection

Protects your business against various liability claims including bodily injury, property damage, and personal injury.

Legal Defense

Provides comprehensive legal defense coverage for liability claims and regulatory investigations.

Financial Security

Ensures financial stability and business continuity even during unexpected liability claims and lawsuits.

Commercial General Liability Coverage Includes

Bodily Injury

Protection against claims for bodily injury to third parties arising from your business operations.

Property Damage

Coverage for damage to third-party property caused by your business operations or products.

Personal Injury

Protection against claims for personal injury including libel, slander, and invasion of privacy.

Advertising Injury

Coverage for claims arising from advertising activities including copyright infringement and misleading advertising.

Product Liability

Protection against claims arising from products manufactured, sold, or distributed by your business.

Completed Operations

Coverage for claims arising from completed work or services performed by your business.

Commercial General Liability Insurance Add-ons

Cyber Liability

Protection against cyber-related claims, data breaches, and technology-related liability issues.

Employment Practices

Enhanced coverage for employment-related claims including discrimination, harassment, and wrongful termination.

Professional Liability

Specialized coverage for professional services and advice-related liability claims.

Crime Coverage

Protection against claims arising from employee dishonesty, fraud, and criminal activities.

Business Interruption

Coverage for loss of business income during the period when operations are disrupted due to covered events.

Equipment Breakdown

Coverage for business equipment breakdown and related liability claims.

Pollution Liability

Coverage for environmental pollution and contamination-related liability claims.

Umbrella Coverage

Additional liability coverage above the limits of your primary commercial general liability policy.

How to Buy Commercial General Liability Insurance Online?

The process of buying Commercial General Liability Insurance online is simple and convenient. Here's how you can get comprehensive business liability protection with us.

01

Share Business Details

Provide information about your business, operations, and liability risks to get accurate insurance quotes.

02

Compare CGL Insurance Plans

Review different Commercial General Liability Insurance plans and choose the one that best fits your business needs.

03

Complete Purchase

Make secure online payment and receive your CGL insurance policy instantly via email.