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Private Car Insurance

Covers personal-use four-wheelers against damage and third-party liabilities.

  • Full value of parts replaced—no depreciation deduction
  • Covers engine damage due to water ingress or oil leakage
  • On-the-spot towing, jumpstart, fuel delivery
  • Reimburses invoice price instead of IDV on total loss
  • Covers costs of nuts, bolts, oil, etc. used in repairs
  • Retains No Claim Bonus even after a claim
  • Covers injuries or death of owner-driver
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Two-Wheeler Insurance

Covers motorbikes/scooters for own-damage and third-party risks.

  • Full reimbursement of damaged parts without depreciation
  • Covers damage/loss of helmet
  • Covers water-induced engine damage
  • Emergency services if bike breaks down
  • Retains bonus on premium renewal
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Commercial Vehicle Insurance

Covers vehicles used for transporting goods or passengers for business.

Goods-Carrying Vehicles (e.g., Trucks, Tankers)

Passenger-Carrying Vehicles (e.g., Bus, School Van)

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Miscellaneous Vehicles (e.g., JCB, Tractor, Ambulance)

Non-standard motor vehicles used for agriculture, construction, utility.

  • Limits cosmetic/external part liability
  • Includes special electronic systems installed
  • Covers injury to machine operator
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