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Top-Up Health Insurance

Provides coverage above a certain deductible threshold (e.g., ₹3L+).

  • Covers serious conditions like cancer, stroke, etc.
  • Auto reinstates sum insured post exhaustion
  • Removes cap on room rent
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Personal Accident Insurance

Covers accidental death, permanent or temporary disability.

  • Daily cash during hospitalization
  • Cost of shifting body to hometown
  • Pays child’s school fee in case of disability/death
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Individual Health Insurance

Covers hospitalization and medical expenses of an individual.

  • Covers Ayurveda, Homeopathy, Unani, Siddha
  • Covers childbirth and newborn expenses
  • Covers outpatient visits and consultations
  • Expenses before and after hospitalization (e.g., tests)
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Senior Citizen / Retirement Health Insurance

Special plan for individuals aged 60+ covering age-related health risks.

  • Routine diagnostics
  • Covers treatment at home if hospitalization not possible
  • Covers diseases like diabetes, hypertension
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