FIRE INSURANCE

Standard Fire & Special Perils Insurance

Covers loss or damage to property due to fire, explosion, storm, riot, etc.

• Pays for cleanup after fire
• Covers rent income lost during repair
• Cost of professionals for reconstruction
• Covers damage from terrorist acts
• For materials that self-ignite like coal
• Covers newly built structures not declared initially

Add-ons

• Debris Removal
• Loss of Rent
• Architects & Engineer Fees
• Terrorism Cover
• Spontaneous Combustion
• Omission to Insure Additions

Benefits

• Reduces post-loss expenses
• Protects income stream
• Aids rebuilding
• High-risk zone protection
• Industrial use cases
• Extends protection automatically