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What is Employee Insurance?

Employee insurance is a comprehensive insurance program designed to protect employees and their families from various risks and uncertainties. It provides financial security and peace of mind to employees while helping employers attract and retain talent through valuable benefits packages.

Key Benefits of Employee Insurance:

  • Comprehensive health coverage for employees and families
  • Protection against accidental injuries and death
  • Coverage for critical illnesses and medical emergencies
  • Life insurance protection for financial security
  • Travel insurance for business and personal trips
  • Retirement benefits and gratuity protection
Employee Insurance

Why You Need Employee Insurance?

Employee insurance is essential for protecting your workforce and their families from various risks. It provides comprehensive coverage against health issues, accidents, and life uncertainties while helping businesses attract and retain top talent.

Employee Protection

Comprehensive health, accident, and life coverage for employees and their families with financial security.

Business Benefits

Attract and retain talent, improve employee satisfaction, and ensure business continuity with comprehensive coverage.

Peace of Mind

Employees work with confidence knowing they and their families are protected with comprehensive insurance coverage.

Group Health Insurance

Comprehensive health coverage for employees and their families with cashless treatment facilities.

  • Coverage for hospitalization and medical expenses
  • Cashless treatment at network hospitals
  • Coverage for pre and post hospitalization expenses
  • Maternity and newborn baby coverage
  • Coverage for day care procedures
  • Annual health check-up benefits
  • Coverage for emergency ambulance services
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Group Personal Accidental Insurance

Protection for employees against accidental injuries, disability, and death with comprehensive coverage.

  • Coverage for accidental death and permanent disability
  • Protection against temporary total disability
  • Coverage for medical expenses due to accidents
  • Protection against permanent partial disability
  • Coverage for education fund for children
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Group Critical Illness Cover

Financial protection against critical illnesses with lump sum payment for treatment and recovery.

Coverage Features:

  • Coverage for major critical illnesses
  • Lump sum payment on diagnosis
  • Coverage for cancer, heart attack, stroke
  • Protection against kidney failure and organ transplant
  • Coverage for multiple sclerosis and paralysis
  • No medical examination required
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Group Super Top-up Health Insurance

Additional health coverage that kicks in after the base health insurance limit is exhausted.

  • Additional coverage beyond base health insurance
  • Higher sum insured at affordable premiums
  • Coverage for high-cost medical treatments
  • Protection against medical inflation
  • Coverage for advanced medical procedures
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Group Travel Insurance

Comprehensive travel protection for employees on business and personal trips worldwide.

  • Coverage for medical emergencies abroad
  • Protection against trip cancellation and interruption
  • Coverage for baggage loss and delay
  • Protection against personal accident
  • Coverage for emergency evacuation
  • Protection against travel document loss
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Workmen Compensation Insurance

Mandatory coverage for employees who suffer work-related injuries or illnesses as per legal requirements.

  • Medical expenses for work injuries
  • Disability benefits and compensation
  • Death benefits for families
  • Rehabilitation costs coverage
  • Legal liability protection
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Group Term Life Insurance

Life insurance protection for employees with death benefits for their families and dependents.

  • Life insurance coverage for employees
  • Death benefits for families and dependents
  • Coverage for natural and accidental death
  • No medical examination required
  • Affordable group rates
  • Coverage for permanent disability
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Employee Deposit Linked Insurance

Life insurance coverage linked to employee provident fund deposits with automatic coverage.

  • Life insurance linked to EPF deposits
  • Automatic coverage for EPF members
  • Death benefits for families
  • Coverage for permanent disability
  • No separate premium payment required
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Keyman Insurance

Life insurance protection for key employees whose loss would significantly impact business operations.

  • Life insurance for key employees
  • Business continuity protection
  • Coverage for loss of key personnel
  • Financial protection for business
  • Coverage for permanent disability
  • Tax benefits for the company
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Group Gratuity Insurance

Insurance coverage for employee gratuity obligations with tax benefits and investment growth.

  • Coverage for gratuity obligations
  • Tax benefits for the company
  • Investment growth on contributions
  • Coverage for all eligible employees
  • Compliance with gratuity laws
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Benefits of Employee Insurance

Employee insurance offers comprehensive protection and numerous advantages that make it an essential investment for every business. Here are the key benefits you can enjoy:

Employee Protection:

  • Comprehensive health and life coverage
  • Protection against accidents and critical illnesses
  • Travel insurance for business trips
  • Retirement benefits and gratuity protection

Business Benefits:

  • Attract and retain top talent
  • Improve employee satisfaction and productivity
  • Tax benefits and cost savings
  • Compliance with legal requirements

Additional Services & Support:

  • 24/7 employee support and assistance
  • Expert HR and benefits advisory services
  • Quick and efficient claim processing
  • Comprehensive coverage for all employee needs
  • Flexible policy options and customization