What is Director and Officer Liability Insurance?

Director and Officer Liability Insurance (D&O) is a specialized insurance policy that provides comprehensive protection for directors and officers of companies against claims arising from their management decisions and actions.

This essential insurance policy covers legal costs, settlements, and judgments when directors and officers are sued for alleged wrongful acts, errors, omissions, or breaches of duty in their capacity as company leaders.

Whether you're a director, officer, or board member of a corporation, Elevate Insurance offers comprehensive D&O liability insurance policies with competitive premiums and expert legal support to protect your personal assets and reputation.

Director and Officer Liability Coverage

Comprehensive protection for directors and officers against management-related claims and lawsuits.

  • Management liability coverage
  • Legal defense costs protection
  • Settlement and judgment coverage
  • Employment practices liability
  • Fiduciary liability protection
  • Securities litigation coverage
  • Regulatory investigation protection

Add-ons

  • Side A Coverage
  • Side B Coverage
  • Side C Coverage
  • Employment Practices
  • Fiduciary Liability
  • Crime Coverage
  • Cyber Liability

Benefits

  • Personal asset protection
  • Legal defense coverage
  • Reputation protection
  • Expert legal support
  • Peace of mind
  • Comprehensive coverage
  • Competitive premiums

Benefits of Director and Officer Liability Insurance

Personal Asset Protection

Safeguards personal assets of directors and officers against claims arising from management decisions and corporate actions.

Legal Defense Coverage

Comprehensive coverage for legal defense costs, attorney fees, and court expenses in management-related lawsuits.

Settlement Protection

Coverage for settlements and judgments in management liability claims, protecting personal finances and reputation.

Expert Legal Support

Access to experienced legal professionals and management liability experts for comprehensive defense strategies.

Reputation Protection

Protects the reputation and professional standing of directors and officers during legal proceedings and claims.

Why You Need Director and Officer Liability Insurance?

Director and Officer Liability Insurance is essential for anyone serving in a leadership position. Here's why having comprehensive D&O insurance is crucial:

Personal Protection

Protects personal assets and finances of directors and officers from management-related claims and lawsuits.

Legal Defense

Provides comprehensive legal defense coverage for management liability claims and regulatory investigations.

Peace of Mind

Allows directors and officers to make confident management decisions knowing they have comprehensive protection.

Director and Officer Liability Coverage Includes

Management Liability

Protection against claims arising from management decisions, corporate governance, and fiduciary duties.

Legal Defense Costs

Comprehensive coverage for legal defense costs, attorney fees, and court expenses in management lawsuits.

Settlement Coverage

Coverage for settlements and judgments in management liability claims and regulatory proceedings.

Employment Practices

Protection against employment-related claims including discrimination, harassment, and wrongful termination.

Fiduciary Liability

Coverage for claims arising from breach of fiduciary duties and responsibilities to stakeholders.

Securities Litigation

Protection against securities-related claims, shareholder lawsuits, and regulatory investigations.

Director and Officer Liability Insurance Add-ons

Side A Coverage

Direct coverage for directors and officers when the company cannot indemnify them due to financial constraints.

Side B Coverage

Reimbursement coverage for the company when it indemnifies directors and officers for covered claims.

Side C Coverage

Entity coverage for the company itself in securities-related claims and shareholder lawsuits.

Employment Practices

Enhanced coverage for employment-related claims including discrimination, harassment, and wrongful termination.

Fiduciary Liability

Specialized coverage for claims arising from breach of fiduciary duties and responsibilities.

Crime Coverage

Protection against claims arising from employee dishonesty, fraud, and criminal activities.

Cyber Liability

Coverage for cyber-related claims and data breach incidents affecting directors and officers.

Regulatory Investigation

Coverage for costs associated with regulatory investigations and compliance-related proceedings.

How to Buy Director and Officer Liability Insurance Online?

The process of buying Director and Officer Liability Insurance online is simple and convenient. Here's how you can get comprehensive protection for your management team with us.

01

Share Company Details

Provide information about your company, board structure, and management team to get accurate insurance quotes.

02

Compare D&O Insurance Plans

Review different Director and Officer Liability Insurance plans and choose the one that best fits your needs.

03

Complete Purchase

Make secure online payment and receive your D&O liability insurance policy instantly via email.