What is Fire Insurance?

Fire insurance is a specialized property insurance policy that provides financial protection against losses caused by fire and related perils to your property, buildings, and contents.

A comprehensive Fire Insurance Policy covers damages from fire, lightning, explosion, and other allied perils. It ensures that your valuable assets are protected against unexpected fire incidents that could result in substantial financial losses.

Whether you need fire insurance for your home, office, factory, or commercial property, Elevate Insurance offers comprehensive fire insurance policies with competitive premiums and quick claim settlement. Protect your property with our reliable fire insurance coverage.

Fire Insurance Coverage

Comprehensive protection for your property against fire and allied perils.

  • Fire and lightning damage coverage
  • Explosion and implosion protection
  • Aircraft damage and riot coverage
  • Malicious damage and burglary protection
  • Storm, cyclone, and flood coverage
  • Earthquake and landslide protection
  • Subsidence and landslide coverage

Add-ons

  • Terrorism Coverage
  • Business Interruption
  • Debris Removal
  • Architect Fees
  • Escalation Clause
  • Rent Loss Coverage
  • Professional Fees

Benefits

  • Complete property protection
  • Quick claim settlement
  • Financial security
  • Business continuity
  • Peace of mind
  • Expert support
  • Flexible coverage options

Benefits of Fire Insurance

Financial Protection Against Fire Damage

Covers the cost of repairs and reconstruction if your property is damaged by fire, lightning, or explosion, minimizing your financial burden.

Allied Perils Coverage

Comprehensive protection against allied perils including storm, flood, earthquake, riot, and malicious damage to your property.

Business Interruption Coverage

Provides compensation for loss of business income during the period when your business operations are disrupted due to fire damage.

Quick Claim Settlement

Fast and hassle-free claim processing with expert surveyors and quick settlement to help you rebuild quickly.

Expert Risk Assessment

Professional risk assessment and loss prevention advice to help minimize fire risks and protect your valuable assets.

Why You Need Fire Insurance?

Fire insurance is essential for protecting your valuable property and assets from fire-related risks. Here's why having comprehensive fire insurance is crucial:

Asset Protection

Safeguards your valuable property, buildings, and contents against fire damage, ensuring financial security for your investments.

Business Continuity

Ensures business operations can continue with business interruption coverage and quick reconstruction support.

Peace of Mind

Sleep peacefully knowing your property is protected with comprehensive fire insurance coverage and expert support.

Fire Insurance Coverage Includes

Fire and Lightning

Comprehensive coverage for damages caused by fire, lightning, and explosion to your property and contents.

Natural Disasters

Protection against storm, cyclone, flood, earthquake, and landslide damages to your insured property.

Man-Made Perils

Coverage for riot, strike, malicious damage, and burglary-related losses to your property.

Aircraft Damage

Protection against damages caused by aircraft and aerial devices to your property and contents.

Subsidence Coverage

Coverage for damages caused by subsidence and landslide to your building and foundation.

Debris Removal

Coverage for expenses incurred in removing debris after fire damage to your property.

Fire Insurance Add-ons

Terrorism Coverage

Additional protection against damages caused by terrorist activities and acts of terrorism to your property.

Business Interruption

Compensation for loss of business income during the period when operations are disrupted due to fire damage.

Debris Removal

Coverage for expenses incurred in removing debris and cleaning up after fire damage to your property.

Architect Fees

Coverage for professional fees of architects and engineers required for reconstruction after fire damage.

Escalation Clause

Automatic increase in sum insured to account for inflation and rising construction costs over time.

Rent Loss Coverage

Compensation for loss of rental income when your property becomes uninhabitable due to fire damage.

Professional Fees

Coverage for fees of surveyors, architects, and other professionals required for claim assessment and reconstruction.

Temporary Accommodation

Coverage for temporary accommodation expenses when your property becomes uninhabitable due to fire damage.

How to Buy Fire Insurance Online?

The process of buying fire insurance online is simple and convenient. Here's how you can easily get comprehensive fire insurance coverage with us.

01

Provide Property Details

Share details about your property, its value, location, and type of coverage required to get accurate quotes.

02

Compare Fire Insurance Plans

Review and compare different fire insurance plans to choose the one that best fits your needs and budget.

03

Complete Purchase

Make secure online payment and receive your fire insurance policy instantly via email.