Individual Health Insurance

Covers hospitalization and medical expenses of an individual.

  • Covers Ayurveda, Homeopathy, Unani, Siddha
  • Covers childbirth and newborn expenses
  • Covers outpatient visits and consultations
  • Expenses before and after hospitalization (e.g., tests)

Add-ons

  • AYUSH Treatment
  • Maternity Cover
  • OPD Cover
  • Pre/Post-Hospitalization

Benefits

  • Wider treatment options
  • Family planning coverage
  • Includes non-hospital expenses
  • Complete medical cost coverage
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What is Individual Health Insurance?

Individual health insurance is a type of health insurance policy purchased by an individual to cover medical and healthcare expenses. Unlike group health insurance (which is provided by an employer or organization), individual health insurance is bought directly by a person for themselves or their family members.

The policy helps cover costs related to hospitalization, surgeries, doctor consultations, diagnostic tests, pre- and post-hospitalization care, and sometimes daycare procedures, depending on the plan selected.

Key Features of Individual Health Insurance

  • The coverage is tailored to a single person (or family, if it's a family floater plan).
  • The sum insured applies to each insured individual separately.
  • Premiums depend on age, medical history, sum insured, and chosen add-ons.
  • It offers tax benefits under Section 80D of the Income Tax Act (India).

How to Buy/Renew Individual Health Insurance Online?

The process of buying or renewing a Individual Health Insurance online is quite simple and easy. Here’s how you can easily do it for your four-wheeler with us.

01

Fill Your Car Details

Add family members you want to insure and enter your full name and phone number then insurance price offered by top insurance providers in India.

02

Compare Individual Health Insurance Quotes

Select the plan which fits your budget & requirements best, out of all the available car insurance plans.

03

Make Payment Online

Select the plan which fits your budget & requirements best, out of all the available car insurance plans.