Personal Accident Insurance

Covers accidental death, permanent or temporary disability.

  • Daily cash during hospitalization
  • Cost of shifting body to hometown
  • Pays child’s school fee in case of disability/death

Add-ons

  • Hospital Cash Benefit
  • Transportation of Remains
  • Child Education Benefit

Benefits

  • Covers incidental costs
  • Family support
  • Secures child’s future
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What is Personal Accident Insurance?

Personal accident insurance is a type of insurance policy that provides financial compensation in the event of accidental injury, disability, or death caused solely by violent, accidental, external, and visible events. It typically covers medical expenses, disability benefits, and sometimes includes benefits for accidental death. This insurance is designed to offer financial protection and peace of mind during unexpected accidents that may impact your health or ability to work. Is there something specific you'd like to know about personal accident insurance?

Key Features of Personal Accident Insurance

Coverage Limit

Top-up plans come into effect once the claim amount exceeds a specified deductible limit, which is higher than the coverage limit of your primary health insurance.

Affordability

They are cost-effective compared to increasing the sum insured of your primary policy, making them a practical choice to enhance coverage without significantly increasing premiums.

Flexibility

You can choose the deductible amount according to your needs, allowing customization of coverage based on your financial capability.

Comprehensive Protection

They cover hospitalization expenses, including room rent, surgery costs, doctor's fees, and other related medical expenses that surpass the deductible limit.

No-Restriction Benefit

Unlike critical illness policies, top-up health insurance does not restrict coverage to specific illnesses and offers broader financial protection.

How to Buy/Renew Personal Accident Insurance Online?

The process of buying or renewing a Personal Accident Insurance online is quite simple and easy. Here’s how you can easily do it for your four-wheeler with us.

01

Fill Your Car Details

Add family members you want to insure and enter your full name and phone number then insurance price offered by top insurance providers in India.

02

Compare Personal Accident Insurance Quotes

Select the plan which fits your budget & requirements best, out of all the available car insurance plans.

03

Make Payment Online

Select the plan which fits your budget & requirements best, out of all the available car insurance plans.