What is Public Liability Insurance?

Public Liability Insurance is a specialized insurance policy that provides comprehensive protection for businesses against claims arising from third-party injuries, property damage, or accidents that occur on business premises or during business operations.

This essential insurance policy covers legal costs, medical expenses, and compensation payments when members of the public are injured or their property is damaged due to your business activities. It protects against lawsuits from customers, visitors, and third parties.

Whether you operate a retail store, restaurant, office, or any business that interacts with the public, Elevate Insurance offers comprehensive public liability insurance policies with competitive premiums and expert legal support to protect your business from third-party claims.

Public Liability Coverage

Comprehensive protection for businesses against third-party injury and property damage claims.

  • Third-party injury coverage
  • Property damage protection
  • Legal defense costs coverage
  • Medical expenses protection
  • Compensation payments coverage
  • Premises liability protection
  • Product liability coverage

Add-ons

  • Product Liability
  • Professional Indemnity
  • Employers Liability
  • Cyber Liability
  • Business Interruption
  • Equipment Coverage
  • Pollution Liability

Benefits

  • Third-party protection
  • Legal defense coverage
  • Financial security
  • Expert legal support
  • Peace of mind
  • Comprehensive coverage
  • Competitive premiums

Benefits of Public Liability Insurance

Third-Party Protection

Comprehensive protection against claims from third parties for injury or property damage caused by your business operations.

Legal Defense Coverage

Comprehensive coverage for legal defense costs, attorney fees, and court expenses in third-party liability claims.

Medical Expenses Coverage

Coverage for medical expenses and compensation payments to third parties injured due to your business activities.

Expert Legal Support

Access to experienced legal professionals and liability experts for comprehensive defense strategies.

Business Continuity

Ensures business operations continue smoothly with comprehensive third-party liability protection and quick claim resolution.

Why You Need Public Liability Insurance?

Public Liability Insurance is essential for any business that interacts with the public. Here's why having comprehensive public liability insurance is crucial:

Third-Party Protection

Protects your business against claims from third parties for injury or property damage caused by your business operations.

Legal Defense

Provides comprehensive legal defense coverage for third-party liability claims and regulatory investigations.

Financial Security

Ensures financial stability and business continuity even during unexpected third-party claims and lawsuits.

Public Liability Insurance Coverage Includes

Third-Party Injury

Protection against claims for bodily injury to third parties arising from your business operations or premises.

Property Damage

Coverage for damage to third-party property caused by your business operations, products, or services.

Legal Defense Costs

Comprehensive coverage for legal defense costs, attorney fees, and court expenses in third-party liability claims.

Medical Expenses

Coverage for medical expenses and treatment costs for third parties injured due to your business activities.

Compensation Payments

Coverage for compensation payments and settlements in third-party liability claims and lawsuits.

Premises Liability

Protection against claims arising from accidents and injuries that occur on your business premises.

Public Liability Insurance Add-ons

Product Liability

Enhanced coverage for claims arising from products manufactured, sold, or distributed by your business.

Professional Indemnity

Coverage for professional services and advice-related liability claims and errors.

Employers Liability

Protection against claims from employees for work-related injuries and occupational diseases.

Cyber Liability

Protection against cyber-related claims, data breaches, and technology-related liability issues.

Business Interruption

Coverage for loss of business income during the period when operations are disrupted due to covered events.

Equipment Coverage

Coverage for business equipment and machinery-related liability claims and damages.

Pollution Liability

Coverage for environmental pollution and contamination-related liability claims.

Umbrella Coverage

Additional liability coverage above the limits of your primary public liability policy.

How to Buy Public Liability Insurance Online?

The process of buying Public Liability Insurance online is simple and convenient. Here's how you can get comprehensive third-party liability protection with us.

01

Share Business Details

Provide information about your business, operations, and public interaction to get accurate insurance quotes.

02

Compare Public Liability Plans

Review different Public Liability Insurance plans and choose the one that best fits your business needs.

03

Complete Purchase

Make secure online payment and receive your public liability insurance policy instantly via email.