Top-up health insurance acts as a supplementary coverage option to bolster your existing health insurance policy. It is particularly beneficial when your primary insurance coverage is insufficient to meet high medical expenses due to severe illnesses or accidents.
Top-up plans come into effect once the claim amount exceeds a specified deductible limit, which is higher than the coverage limit of your primary health insurance.
They are cost-effective compared to increasing the sum insured of your primary policy, making them a practical choice to enhance coverage without significantly increasing premiums.
You can choose the deductible amount according to your needs, allowing customization of coverage based on your financial capability.
They cover hospitalization expenses, including room rent, surgery costs, doctor's fees, and other related medical expenses that surpass the deductible limit.
Unlike critical illness policies, top-up health insurance does not restrict coverage to specific illnesses and offers broader financial protection.
The process of buying or renewing a Top-Up Health Insurance online is quite simple and easy. Here’s how you can easily do it for your four-wheeler with us.
Fill Your Car Details
Add family members you want to insure and enter your full name and phone number then insurance price offered by top insurance providers in India.
Compare Top-Up Health Insurance Quotes
Select the plan which fits your budget & requirements best, out of all the available car insurance plans.
Make Payment Online
Select the plan which fits your budget & requirements best, out of all the available car insurance plans.